Taking on debt can help small businesses meet expenses and finance growth. The key to making it work is knowing what you will use the debt for, how it will generate a return on your investment and tracking.If you need support with finding capital for your business and tracking the use of that capital, contact us- we can help. If you have not done a great job with this in the past and your debt gets too hard to manage, you may be faced with some difficult decisions. With proper guidance, you can minimize the financial consequences and maximize the opportunity of taking on and managing your small business debt.You have to basic options when faced with unmanageable debt. Being smart about debt involves determining which choice is right for you.